How To Use a Money Clip Wallet?


If you have decided to switch from a traditional wallet to a money clip, it’s likely that you are sick of the uncomfortable bulkiness that comes with carrying a huge piece of fabric filled with everything from old receipts to photographs of your niece. It’s also likely, however, that you don’t know where to begin. To help you successfully transition from one type of wallet to the other, this tutorial will provide useful information on the subject.

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What is a Money Clip Wallet?

A money clip is a compact, slim and minimalistic alternative to traditional wallets. Typically, they are made of metal, carbon fiber or a similarly-resilient material. Often, they feature magnets that help the clip press on your money and cards in order to keep them securely in place.

Image titled Use a Money Clip Step 1

How to Use a Money Clip Wallet

1. Learn the Basics

The first thing you will need to do in order to use a money clip wallet is to understand how it works. At its most basic, a money clip has two parts: The main body and a prong. Together, these two parts make a clip. Some money clips also have one or more pockets. Alternatively, some have an elastic band. If your money clip has pockets, slots or an elastic band, you can use these additions to keep your cards and reserve the actual clip for your bills.

2. Organize Your Bills and Cards

Begin by making a neatly-organized small stack with your bills. With convenience in mind, you can put the bigger bills on the bottom and the small bills on the top. By doing this, you will make it easier to pull out the smaller bills that you’ll need to make everyday purchases. Once that is done, simply fold the stack in half.

3. Slide the Stack In the Money Clip

At this point, you are almost ready to put your cash into the clip. Before doing that, however, you need to figure out what to do with your cards. If your money clip does not have an additional pocket or elastic band for your cards, you can place them in the center of your folded stack of cash. Them, place the stack in the wallet by securing the clip around it.

4. Choose a Pocket

Deciding on a pocket to carry your money clip in is not as easy as it may seem. Each pocket has advantages and disadvantages. Ultimately, however, the pocket you choose will depend on your personal preferences.

5. Pull Money and Cards as Needed

With a little practice, you will learn how to slide out single bills out of your money clip wallet. If needed, however, you can take out the entire wad of cash and choose specific bills or cards.

How to Switch From a Traditional Wallet to a Money Clip Wallet

1. Get Rid of Unnecessary Stuff

As you probably figured out by now, money clips hold a lot less than traditional wallets. That means you will have to get rid of some stuff during the transition between the two. That doesn’t have to be a bad thing, however, as most people carry many unnecessary things in their wallet.

2. Choose Your Essential Cards and Documents

If you choose to use a money clip, you will not be able to carry all your cards and documents with you. For that reason, you should choose the most important ones. Optimally, you should only have your ID, your main credit/debit card and your driver license.

3. Make a Selection of Bills

It’s not the best idea to carry all your cash money with you at all times. For that reason, you need to select 8 to 15 bills. It’s also a good idea to try and have at least a couple of bills of each denomination. It’s also smart to have various $1 bills in your money clip at all times.


How to use a money clip wallet can be incredibly liberating. Hopefully, this short guide helped you go about it in an efficient, organized manner.


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